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Ask Your Question About HARP Here




Determine If Your Loan Is Backed By Fannie Mae or Freddie Mac
Click Here To Check Fannie Mae | Click Here To Check Freddie Mac

Or, you can have us check for you:

Your Next Step

Apply For The HARP Program – Making Home Affordable Refinance

Getting approved for a HARP 2.0 refinance involves the following steps:

Step 1: Find out if your mortgage is owned by Fannie or Freddie & Eligible For The HARP Program

Step 2: Print the HARP 2.0 Checklist

Step 3: Submit your HARP Online Application

Step 4: Meet with Louis Cruz to go over the final numbers, closing date, etc.

If you have any questions or concerns, please don't hesitate to call my office at 888-373-6684 or email me at louis@frdmmtg.com . I am here for you!

Photo of Louis Cruz

Louis Cruz

HARP Program Specialist

Email: louis@frdmmtg.com

Phone: 888-373-6684

Contact Louis Cruz, your California HARP Refinancing Specialist, to setup a free consultation to determine if you are eligible for the HARP program. I will be honored to work with you!
Freedom Mortgage
Louis Cruz
41185 Golden Gate Circle Ste 201
Murrieta, California 92562
Phone: 888-373-6684




Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP.
You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites: 
http://www.freddiemac.com/mymortgage or http://www.fanniemae.com/loanlookup

To verify licensing please visit: www.nmlsconsumeraccess.org

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